Get a better mortgage, with a team that negotiates for you

At Hipoteca Nova, we help you find the financing that best suits your profile. We analyse your situation, calculate your real purchasing capacity and negotiate with banks to secure better terms for you.

We are not a bank. We are your mortgage team.

Why choose Hipoteca Nova:

100% free assessment with no obligation whatsoever.
Financing of up to 100% depending on your profile.
Full support, from the initial calculation to the notary.

Request a free assessment

"*" indicates required fields

X/Twitter

This field is for validation purposes and should be left unchanged.

Calcula tu cuota mensual

Precio de la vivienda*

Please enter a number less than or equal to 100000000.

Tasa de Interés (%) Desde*

Please enter a number from 1.85 to 200.

Plazo (Años)*

Please enter a number less than or equal to 40.

Tu cuota mensual estimada

Introduce los datos para calcular tu cuota.

Buying a home starts long before signing the mortgage

One of the most common mistakes when buying a home is starting to look without knowing how much you can actually finance.

Before viewing properties, making an offer or signing a deposit agreement, you need to be clear about what budget is feasible, what monthly payment you can afford and what terms you can secure.

At Hipoteca Nova, we help you make decisions based on real figures from the outset.

Why choose Hipoteca Nova?

From the first consultation to signing before a notary, we are by your side so that you understand every step and make decisions with confidence.

We analyse your profile

We assess your income, savings, employment situation and goals to understand your real financing capacity.

We find the best options

We compare different lenders and assess which banks may be the best fit for your transaction.

We negotiate for you

We present your case and negotiate terms to try to improve the interest rate, financing and linked products.

We support you through to signing

We answer your questions, review the terms and guide you throughout the mortgage process.

We are not a comparison site. We are mortgage advisers.

Comparing mortgages is not always enough. Each bank assesses your profile, income, savings and type of transaction differently.

That is why our work is not just about showing you offers, but about preparing your case, representing it before lenders and helping you understand which option really suits you.

We want you to get a good mortgage, but also to know why it is right for you.

We can help you wherever you are in the process

I am just starting to look for a home

We help you find out what home you can afford before you start viewing properties.

I have already chosen a home

We assess the transaction and look for financing tailored to your timescale and needs.

I want to improve my current mortgage

We assess whether you can reduce your monthly payment, change the terms or improve your financing.

I need more financing

We assess the viability of your case and which options may suit your profile.

Clarity, strategy and expert guidance

We know that a mortgage is one of the most important financial decisions of your life. That is why we work transparently, explaining every step and helping you avoid making decisions blindly.

At Hipoteca Nova, you will have a team that supports you, advises you and negotiates on your behalf.

Without relying on a single bank
Without making rushed decisions
Without moving forward without knowing your figures
With support from start to finish

How the process works with Hipoteca Nova

Tell us about your situation

Fill in the form or calculate your monthly payment so that we can understand your situation.

We assess your eligibility

We analyse your details and assess what financing you could secure.

We negotiate with banks

We look for options, compare terms and negotiate on your behalf.

We support you through to the end

We help you understand the offer and stay with you until you sign.

Your trusted mortgage broker

At Hipoteca Nova, we work as independent mortgage brokers to help you secure a mortgage tailored to your profile.

Our goal is not only for you to find financing, but to do so with clarity, confidence and the right strategy from the very beginning.

If you are thinking of buying a home, improving your current mortgage or finding out what financing you could secure, our team can help you make better decisions.

Start with a clear figure

Before looking for a home or accepting a mortgage offer, find out what monthly payment you can afford and what financing you could secure.

Calculate your mortgage