{"id":1199,"date":"2026-05-06T17:52:47","date_gmt":"2026-05-06T15:52:47","guid":{"rendered":"https:\/\/hipotecanova.es\/politica-de-cookies\/"},"modified":"2026-07-21T01:18:56","modified_gmt":"2026-07-20T23:18:56","slug":"cookie-policy","status":"publish","type":"page","link":"https:\/\/hipotecanova.es\/en\/cookie-policy\/","title":{"rendered":"Cookie Policy"},"content":{"rendered":"\n<div class=\"wrapper-section wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><h1 class=\"wp-block-post-title\">Cookie Policy<\/h1>\n\n\n<p class=\"wp-block-paragraph\">In accordance with Law 34\/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI), in relation to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016, the General Data Protection Regulation (GDPR), and Organic Law 3\/2018 of 5 December on Data Protection and the Guarantee of Digital Rights (LOPDGDD), it is mandatory to obtain the express consent of users of all websites that use non-essential cookies before they browse them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">WHAT ARE COOKIES?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cookies and other similar technologies, such as local shared objects, flash cookies or pixels, are tools used by web servers to store and retrieve information about their visitors, as well as to ensure the proper functioning of the site. The use of these devices enables the web server to remember certain data relating to the user, such as their preferences for viewing pages on that server, username and password, products that interest them most, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">COOKIES COVERED BY REGULATIONS AND EXEMPT COOKIES<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to the EU directive, cookies requiring the user&#8217;s informed consent are analytics cookies and advertising and affiliate cookies, while technical cookies and those necessary for the operation of the website or the provision of services expressly requested by the user are exempt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">TYPES OF COOKIES<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">BY PURPOSE<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Technical and functional cookies<\/strong>: are those that allow the user to browse a website, platform or application and use the various options or services available on it.<\/li>\n\n\n\n<li><strong>Analytics cookies:<\/strong> are those that allow the party responsible for them to monitor and analyse the behaviour of users of the websites to which they are linked. The information collected through this type of cookie is used to measure the activity of websites, applications or platforms and to create browsing profiles of users of those sites, applications and platforms, in order to introduce improvements based on the analysis of how users use the service.<\/li>\n\n\n\n<li><strong>Advertising cookies:<\/strong> are those that allow the most effective possible management of advertising space that, where applicable, the publisher has included on a website, application or platform from which it provides the requested service, based on criteria such as the content published or the frequency with which advertisements are displayed.<\/li>\n\n\n\n<li><strong>Behavioural advertising cookies:<\/strong> collect information about the user&#8217;s personal preferences and choices (retargeting) in order to allow the most effective possible management of advertising space that, where applicable, the publisher has included on a website, application or platform from which it provides the requested service.<\/li>\n\n\n\n<li><strong>Social media cookies:<\/strong> are set by social media platforms on services to allow you to share content with your friends and networks. Social media platforms have the ability to track your online activity outside the Services. This may affect the content and messages you see on other services you visit.<\/li>\n\n\n\n<li><strong>Affiliate cookies:<\/strong> allow visits originating from other websites with which the website has entered into an affiliate agreement (affiliate companies) to be tracked.<\/li>\n\n\n\n<li><strong>Security cookies:<\/strong> store encrypted information to prevent the data stored in them from being vulnerable to malicious attacks by third parties.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">BY OWNERSHIP<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>First-party cookies:<\/strong> are those sent to the user&#8217;s terminal equipment from equipment or a domain managed by the publisher itself and from which the service requested by the user is provided.<\/li>\n\n\n\n<li><strong>Third-party cookies:<\/strong> are those sent to the user&#8217;s terminal equipment from equipment or a domain that is not managed by the publisher, but by another entity that processes the data obtained through cookies.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">BY RETENTION PERIOD<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Session cookies:<\/strong> are a type of cookie designed to collect and store data while the user accesses a website.<\/li>\n\n\n\n<li><strong>Persistent cookies:<\/strong> are a type of cookie in which data remains stored on the terminal and may be accessed and processed for a period defined by the party responsible for the cookie, ranging from a few minutes to several years.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">PROCESSING OF PERSONAL DATA<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ESPAI INFORMATIC MULTISECTORIAL SL is the controller responsible for processing the data subject&#8217;s personal data and informs you that these data will be processed in accordance with Regulation (EU) 2016\/679 of 27 April 2016 (GDPR), for which the following processing information is provided:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Purposes of processing: as specified in the section on cookies used on this website.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Legal basis for processing: except where necessary for browsing the website,<br>with the data subject&#8217;s consent (Art. 6(1)(a) GDPR).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Data retention criteria: as specified in the section on cookies used on the website.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Disclosure of data: data will not be disclosed to third parties, except in the case of cookies owned by<br>third parties or where required by law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rights available to the Data Subject:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The right to withdraw consent at any time.<\/li>\n\n\n\n<li>The right to access, rectify, transfer and erase your data, and to restrict or object to its processing.<\/li>\n\n\n\n<li>The right to lodge a complaint with the Supervisory Authority (www.aepd.es) if you consider that the processing does not comply with current regulations.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Contact details to exercise your rights:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ESPAI INFORMATIC MULTISECTORIAL SL. C\/ Manuel Carrasco i Formiguera,, 17 &#8211; 17007 Girona (Girona).<br>E-mail: legal@espainformatic.com<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">COOKIES USED ON THIS WEBSITE<\/h2>\n\n\n<p>[wcc_category_list]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">HOW TO MANAGE COOKIES FROM YOUR BROWSER<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Deleting cookies from your device<\/strong><br>Cookies already stored on a device can be deleted by clearing your browser history, which removes cookies from all websites visited. However, some saved information may also be lost (for example, login details or website preferences).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Managing site-specific cookies<\/strong><br>For more precise control of site-specific cookies, users can adjust their privacy and cookie settings in their browser.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Blocking cookies<\/strong><br>Although most modern browsers can be configured to prevent cookies from being installed on devices, this may require certain preferences to be manually adjusted each time a site or page is visited. In addition, some services and features may not work properly (for example, profile logins<br>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HOW TO DELETE COOKIES FROM THE MOST COMMON BROWSERS<\/strong><br>Chrome <a href=\"https:\/\/support.google.com\/chrome\/answer\/95647?hl=es\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/support.google.com\/chrome\/answer\/95647?hl=es<\/a><br>Edge <a href=\"https:\/\/support.microsoft.com\/es-es\/microsoft-edge\/eliminar-las-cookies-en-microsoft-edge-63947406-40ac-c3b8-57b9-2a946a29ae09\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/support.microsoft.com\/es-es\/microsoft-edge\/eliminar-las-cookies-en-microsoft-edge-63947406-40ac-c3b8-57b9-2a946a29ae09<\/a><br>Explorer <a href=\"https:\/\/support.microsoft.com\/es-es\/help\/278835\/how-to-delete-cookie-files-in-internet-explorer\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/support.microsoft.com\/es-es\/help\/278835\/how-to-delete-cookie-files-in-internet-explorer<\/a><br>Firefox <a href=\"https:\/\/www.mozilla.org\/es-ES\/privacy\/websites\/#cookies\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.mozilla.org\/es-ES\/privacy\/websites\/#cookies<\/a><br>Safari <a href=\"https:\/\/support.apple.com\/es-es\/guide\/safari\/sfri11471\/mac\">https:\/\/support.apple.com\/es-es\/guide\/safari\/sfri11471\/mac<\/a><br>Opera <a href=\"https:\/\/help.opera.com\/en\/latest\/security-and-privacy\/#clearBrowsingData\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/help.opera.com\/en\/latest\/security-and-privacy\/#clearBrowsingData<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Last updated: 06\/05\/2026<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In accordance with Law 34\/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI), in relation to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016, the General Data Protection Regulation (GDPR), and Organic Law 3\/2018 of 5 December on Data Protection and the Guarantee of Digital [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":300,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1199","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cookie Policy | Hipoteca Nova<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cookie Policy | Hipoteca Nova\" \/>\n<meta property=\"og:description\" content=\"In accordance with Law 34\/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI), in relation to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016, the General Data Protection Regulation (GDPR), and Organic Law 3\/2018 of 5 December on Data Protection and the Guarantee of Digital [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hipotecanova.es\/en\/cookie-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Hipoteca Nova\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-20T23:18:56+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/cookie-policy\\\/\",\"url\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/cookie-policy\\\/\",\"name\":\"Cookie Policy | Hipoteca Nova\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#website\"},\"datePublished\":\"2026-05-06T15:52:47+00:00\",\"dateModified\":\"2026-07-20T23:18:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/cookie-policy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/hipotecanova.es\\\/en\\\/cookie-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/cookie-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cookie Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/\",\"name\":\"Hipoteca Nova\",\"description\":\"Te ayudamos a financiar tu vivienda\",\"publisher\":{\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#organization\",\"name\":\"Hipoteca Nova\",\"url\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/hipotecanova.es\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo_hipoteca_nova.webp\",\"contentUrl\":\"https:\\\/\\\/hipotecanova.es\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo_hipoteca_nova.webp\",\"width\":1024,\"height\":1024,\"caption\":\"Hipoteca Nova\"},\"image\":{\"@id\":\"https:\\\/\\\/hipotecanova.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cookie Policy | Hipoteca Nova","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"Cookie Policy | Hipoteca Nova","og_description":"In accordance with Law 34\/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI), in relation to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016, the General Data Protection Regulation (GDPR), and Organic Law 3\/2018 of 5 December on Data Protection and the Guarantee of Digital [&hellip;]","og_url":"https:\/\/hipotecanova.es\/en\/cookie-policy\/","og_site_name":"Hipoteca Nova","article_modified_time":"2026-07-20T23:18:56+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/hipotecanova.es\/en\/cookie-policy\/","url":"https:\/\/hipotecanova.es\/en\/cookie-policy\/","name":"Cookie Policy | Hipoteca Nova","isPartOf":{"@id":"https:\/\/hipotecanova.es\/en\/#website"},"datePublished":"2026-05-06T15:52:47+00:00","dateModified":"2026-07-20T23:18:56+00:00","breadcrumb":{"@id":"https:\/\/hipotecanova.es\/en\/cookie-policy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/hipotecanova.es\/en\/cookie-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/hipotecanova.es\/en\/cookie-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/hipotecanova.es\/en\/"},{"@type":"ListItem","position":2,"name":"Cookie Policy"}]},{"@type":"WebSite","@id":"https:\/\/hipotecanova.es\/en\/#website","url":"https:\/\/hipotecanova.es\/en\/","name":"Hipoteca Nova","description":"Te ayudamos a financiar tu vivienda","publisher":{"@id":"https:\/\/hipotecanova.es\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/hipotecanova.es\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/hipotecanova.es\/en\/#organization","name":"Hipoteca Nova","url":"https:\/\/hipotecanova.es\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/hipotecanova.es\/en\/#\/schema\/logo\/image\/","url":"https:\/\/hipotecanova.es\/wp-content\/uploads\/2026\/05\/logo_hipoteca_nova.webp","contentUrl":"https:\/\/hipotecanova.es\/wp-content\/uploads\/2026\/05\/logo_hipoteca_nova.webp","width":1024,"height":1024,"caption":"Hipoteca Nova"},"image":{"@id":"https:\/\/hipotecanova.es\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/pages\/1199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/comments?post=1199"}],"version-history":[{"count":1,"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/pages\/1199\/revisions"}],"predecessor-version":[{"id":1289,"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/pages\/1199\/revisions\/1289"}],"wp:attachment":[{"href":"https:\/\/hipotecanova.es\/en\/wp-json\/wp\/v2\/media?parent=1199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}