{"id":1197,"date":"2026-05-02T01:35:25","date_gmt":"2026-05-01T23:35:25","guid":{"rendered":"https:\/\/hipotecanova.es\/aviso-legal\/"},"modified":"2026-07-21T01:17:35","modified_gmt":"2026-07-20T23:17:35","slug":"legal-notice","status":"publish","type":"page","link":"https:\/\/hipotecanova.es\/en\/legal-notice\/","title":{"rendered":"Legal notice"},"content":{"rendered":"\n<div class=\"wrapper-section wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><h1 class=\"wp-block-post-title\">Legal notice<\/h1>\n\n\n<p class=\"wp-block-paragraph\">ESPAI INFORMATIC MULTISECTORIAL SL, responsible for the website, hereinafter the CONTROLLER, makes this document available to users in order to comply with the obligations set out in Law 34\/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSICE), Official State Gazette No. 166, as well as to inform all website users of the terms of use. Any person accessing this website assumes the role of user, undertaking to strictly observe and comply with the provisions set out herein, as well as with any other applicable legal provision. ESPAI INFORMATIC MULTISECTORIAL SL reserves the right to modify any type of information that may appear on the website, without any obligation to give prior notice or inform users of such obligations, publication on the ESPAI INFORMATIC MULTISECTORIAL SL website being deemed sufficient.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">IDENTIFICATION DETAILS<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Domain name: hipotecanova.es<br>Trading name: HIPOTECANOVA<br>Company name: ESPAI INFORMATIC MULTISECTORIAL SL<br>Tax ID number: B17558636<br>Registered office: C\/ Manuel Carrasco i Formiguera, 17 17007 Girona<br>Telephone: 622545795<br>E-mail: legal@espainformatic.com<br>Girona Commercial Register Volume: 1293 &#8211; Book:0 &#8211; Folio: 190 &#8211; Section: 8 &#8211; Sheet: GI-21897 \u2013 Bis Sheet: &#8211;<br>Entry: 2 &#8211; Bis Entry:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">INTELLECTUAL AND INDUSTRIAL PROPERTY RIGHTS<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The website, including, by way of example but not limitation, its programming, editing, compilation and other elements necessary for its operation, designs, logos, text and\/or graphics, are the property of the CONTROLLER or, where applicable, are used under an express licence or authorisation from the authors. All website content is duly protected by intellectual and industrial property legislation and registered in the corresponding public registers. Regardless of the purpose for which they are intended, total or partial reproduction, use, exploitation, distribution and marketing require prior written authorisation from the CONTROLLER in all cases. Any unauthorised use is considered a serious infringement of the author&#8217;s intellectual or industrial property rights. Designs, logos, text and\/or graphics not belonging to the CONTROLLER that may appear on the website belong to their respective owners, who are themselves responsible for any possible dispute that may arise in relation to them. The CONTROLLER expressly authorises third parties to redirect directly to specific content on the website and, in all cases, to redirect to the main website at hipotecanova.es. The CONTROLLER recognises the corresponding intellectual and industrial property rights of their holders; their mere mention or appearance on the website does not imply the existence of any rights or liability in relation to them, nor does it imply endorsement, sponsorship or recommendation by the CONTROLLER. To make any observations regarding possible infringements of intellectual or industrial property rights, or regarding any of the content on the website, you may do so via the email address legal@espainformatic.com.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">DISCLAIMER OF LIABILITY<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The CONTROLLER is exempt from any type of liability arising from information published on its website, provided that it has no actual knowledge that such information has been manipulated or introduced by an unrelated third party or, if it does have such knowledge, has acted diligently to remove the data or make access to it impossible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Use of Cookies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This website may use technical cookies (small information files that the server sends to the computer of the person accessing the page) to carry out certain functions considered essential for the proper operation and display of the site. The cookies used are, in all cases, temporary in nature, with the sole purpose of making browsing more efficient, and they disappear when the user&#8217;s session ends. Under no circumstances do these cookies themselves provide personal data, nor will they be used to collect such data. Through the use of cookies, it is also possible for the server hosting the website to recognise the browser used by the user in order to make browsing easier, allowing, for example, users who have previously registered to access areas, services, promotions or competitions reserved exclusively for them without having to register on each visit. They may also be used to measure audience figures, traffic parameters, monitor progress and the number of visits, etc.; in such cases, these cookies are technically non-essential but beneficial to the user. This website will not install non-essential cookies without the user&#8217;s prior consent. This website uses first-party and third-party cookies for analytical purposes and to show you personalised advertising based on a profile created from your browsing habits (for example, pages visited). All users visiting the website are informed of the use of these cookies by means of a floating banner. If you accept their use, the banner will disappear, although you may withdraw your consent at any time and obtain further information by consulting our Cookie Policy. Users may configure their browser to be alerted when cookies are received and to prevent their installation on their device. Please consult your browser&#8217;s instructions for further information.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Link policy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The website may redirect users to content on third-party websites. As the CONTROLLER cannot always control the content introduced by third parties on their respective websites, it assumes no liability whatsoever in relation to such content. In any event, it will immediately remove any content that may contravene national or international legislation, morality or public order, immediately removing the redirect to the relevant website and notifying the competent authorities of the content in question.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The CONTROLLER is not responsible for information and content stored, by way of example but not limitation, in forums, chats, blog generators, comments, social networks or any other means that allows third parties to publish content independently on the CONTROLLER&#8217;s website. However, and in compliance with the provisions of Articles 11 and 16 of the LSSICE, it makes itself available to all users, authorities and law enforcement bodies, actively cooperating in the removal or, where appropriate, blocking of any content that may affect or contravene national or international legislation, third-party rights or morality and public order. If the user considers that there is any content on the website that may fall within this classification, they are requested to notify the website administrator immediately.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This website has been reviewed and tested to ensure it functions correctly. In principle, its proper operation can be guaranteed 365 days a year, 24 hours a day. However, the CONTROLLER does not rule out the possibility of certain programming errors occurring, or of force majeure, natural disasters, strikes or similar circumstances making access to the website impossible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">IP Addresses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The website servers may automatically detect the IP address and domain name used by the user. An IP address is a number automatically assigned to a computer when it connects to the Internet. All this information is recorded in a duly registered server activity file, allowing subsequent processing of the data for the sole purpose of obtaining statistical measurements to determine the number of page impressions, the number of visits made to the web servers, the order of visits, the access point,<br>etc.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">APPLICABLE LAW AND JURISDICTION<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Spanish legislation shall apply to the resolution of all disputes or matters relating to this website or the activities carried out on it, to which the parties expressly submit. The Courts and Tribunals of the USER&#8217;s domicile or the place where the obligation is performed shall have jurisdiction to resolve all conflicts arising from or related to its use.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>ESPAI INFORMATIC MULTISECTORIAL SL, responsible for the website, hereinafter the CONTROLLER, makes this document available to users in order to comply with the obligations set out in Law 34\/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSICE), Official State Gazette No. 166, as well as to inform all website users of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":300,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1197","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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