{"id":1081,"date":"2026-04-21T19:51:29","date_gmt":"2026-04-21T17:51:29","guid":{"rendered":"https:\/\/hipotecanova.es\/servicios\/hipoteca-autopromotor\/"},"modified":"2026-07-21T01:07:45","modified_gmt":"2026-07-20T23:07:45","slug":"self-build-mortgages","status":"publish","type":"page","link":"https:\/\/hipotecanova.es\/en\/services\/self-build-mortgages\/","title":{"rendered":"Self-build mortgages"},"content":{"rendered":"\n
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Self-build mortgages<\/h1>\n\n\n

At Hipoteca Nova, we help you secure the best self-build mortgage, tailored to your project and every stage of construction.<\/p>\n\n\n\n

If you are considering a mortgage to build a house, you need more than financing: you need a clear strategy from the outset.<\/p>\n\n\n\n

Design your home. We design your financing.<\/p>\n\n\n\n

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Get a free mortgage quote<\/a><\/div>\n<\/div>\n<\/div>
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Steps in a self-build mortgage<\/strong><\/strong><\/strong><\/h2>\n\n\n\n

Self-build mortgage arrangements require planning, technical expertise and sound structuring.<\/p>\n\n\n\n

At Hipoteca Nova, we support you throughout the entire process:<\/p>\n\n\n\n

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We analyse your project from the outset<\/strong><\/p>\n<\/div>\n\n\n\n

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We help you structure your self-build mortgage with land<\/p>\n<\/div>\n\n\n\n

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We coordinate technical and financial documentation<\/p>\n<\/div>\n\n\n\n

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We work with specialist lenders<\/p>\n<\/div>\n\n\n\n

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We plan drawdowns based on construction progress certificates<\/p>\n<\/div>\n<\/div>\n\n\n\n

Our aim is to ensure your self-build mortgage is viable, clear and well structured from the outset.<\/p>\n<\/div>\n\n\n\n

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Building your own home is one of the most important decisions you can make. However, it is also one of the most complex from a financial perspective.<\/p>\n\n\n\n

At Hipoteca Nova, we specialise in self-build mortgages, helping you structure the financing correctly so that your project is viable from the outset.<\/p>\n\n\n\n

If you are considering a mortgage to build a house, you need more than bank approval: you need planning, strategy and expert support.<\/p>\n<\/div>\n\n\n\n

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What is a self-build mortgage?<\/h2>\n\n\n\n

A self-build mortgage is a type of financing designed for people who want to build their own home rather than buy one that has already been built.<\/p>\n\n\n\n

Unlike a traditional mortgage, the money is not released all at once, but in different stages as construction progresses.<\/p>\n\n\n\n

This type of arrangement is also known as:<\/p>\n\n\n\n

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Self-build mortgage<\/p>\n<\/div>\n\n\n\n

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Self-construction mortgage<\/p>\n<\/div>\n\n\n\n

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New-build mortgage<\/p>\n<\/div>\n<\/div>\n\n\n\n

At Hipoteca Nova, we help you understand how it works and structure it correctly.<\/p>\n\n\n\n

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Calculate your mortgage<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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How does a mortgage to build a house work?<\/h2>\n\n\n\n

With a mortgage to build a house, financing is granted based on the value of the completed project and released in different stages.<\/p>\n\n\n\n

The process usually includes:<\/p>\n\n\n\n